17539 Cumana TerraceSan Diego, CA 92128

Single Family · 2 Beds · 2 Full Baths · 1,350 Sq. ft.
$1,020,000 Active

17539 Cumana Terrace Overview

Time on Site:
39 days
Visits:
0

Welcome to 17539 Cumana Terrace, a beautifully refreshed single-level residence in the highly sought-after Oaks North 55+ community of Rancho Bernardo. Ideally located just half a block from the historic Bernardo Winery, this home offers an exceptional blend of modern comfort, convenience, and lifestyle in one of North County San Diego’s most established golf course communities. Thoughtfully updated and move-in ready, the home features fresh interior paint, stylish new flooring, newly painted cabinetry, updated ceiling fans, and a bright, inviting floor plan. Major recent improvements add tremendous long-term value and peace of mind, including a brand new HVAC system installed in Nov 2025 and new roofing underlayment completed in 2026 beneath the tile roof, a significant upgrade rarely found. The location is truly special, with Bernardo Winery just steps away for easy access to wine tasting, dining, live entertainment, artisan shops, farmers markets, and year-round community events. Residents also enjoy access to an impressive collection of recreational amenities, including a clubhouse, swimming pool, fitness center, tennis and pickleball courts, hobby rooms, game rooms, social clubs, and the nearby Oaks North Golf Course. This is an outstanding opportunity to enjoy low-maintenance living, thoughtful upgrades, and one of Rancho Bernardo’s most desirable lifestyle-oriented communities. Welcome to 17539 Cumana Terrace, a beautifully refreshed single-level residence in the highly sought-after Oaks North 55+ community of Rancho Bernardo. Ideally located just half a block from the historic Bernardo Winery, this home offers an exceptional blend of modern comfort, convenience, and lifestyle in one of North County San Diego’s most established golf course communities. Thoughtfully updated and move-in ready, the home features fresh interior paint, stylish new flooring, newly painted cabinetry, updated ceiling fans, and a bright, inviting floor plan. Major recent improvements add tremendous long-term value and peace of mind, including a brand new HVAC system installed in Nov 2025 and new roofing underlayment completed in 2026 beneath the tile roof, a significant upgrade rarely found. The location is truly special, with Bernardo Winery just steps away for easy access to wine tasting, dining, live entertainment, artisan shops, farmers markets, and year-round community events. Residents also enjoy access to an impressive collection of recreational amenities, including a clubhouse, swimming pool, fitness center, tennis and pickleball courts, hobby rooms, game rooms, social clubs, and the nearby Oaks North Golf Course. This is an outstanding opportunity to enjoy low-maintenance living, thoughtful upgrades, and one of Rancho Bernardo’s most desirable lifestyle-oriented communities.

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17539 Cumana Terrace Facts & Features

  • Type Single Family
  • Sq. ft. 1,350
  • Price/Sq.ft. $756

Details

General

Association/HOA

  • Association Amenities: Clubhouse
  • Association Fee: 595.0
  • Association Fee Frequency: Annually
  • Association Name: Oaks North Community Ctr
  • Association: Yes

Building Information

  • New Construction: No
  • Year Built: 1981

Location/Region

  • Country: US
  • County Or Parish: San Diego
  • MLS Area Major: 92128 - Rancho Bernardo
  • Postal City: SAN DIEGO
  • Subdivision Name: Rancho Bernardo

Community/Development

  • Community Features: Pool

Rent/Lease Information

  • Land Lease: No

General Information

  • Disclosures: Covenants/Restrictions Disclosure
  • Listing Terms: Cash,Conventional,FHA,VA Loan
  • Parcel Number: 2725603200
  • Property Sub Type: Single Family Residence
  • Property Type: Residential
  • Senior Community: Yes

Interior

Parking Information

  • Garage Spaces: 2.0
  • Garage: Yes

Beds/Baths

  • Bathrooms Full: 2
  • Bathrooms Half: 0
  • Bathrooms Total: 2
  • Bedrooms Total: 2

General Information

  • Appliances: Refrigerator
  • Fireplace Features: Living Room
  • Fireplace: Yes
  • Laundry Features: Electric Dryer Hookup,In Garage
  • Levels: One
  • Living Area: 1350.0
  • Living Area Source: Assessor
  • Spa: No
  • Stories: 1
  • Stories Total: 1

Exterior

Parking Information

  • Open Parking Spaces: 2.0
  • Parking Features: Driveway
  • Parking Total: 4.0

Lot Information

  • Lot Size Source: Assessor

Waterfront/View

  • View: No

Building Exterior/Construction

  • Attached Garage: Yes
  • Construction Materials: Stucco
  • Property Attached: No

General Information

  • Fencing: Partial
  • Pool Features: Community
  • Pool Private: No

17539 Cumana Terrace Neighborhood

Community

92128 (SAN DIEGO) Demographics

44
Median Age
4,665
Population Density (per sq. mile)
69%
College Educated
$104,501
Estimated Median Income
13,162
Estimated Total Home Owners
7,947
Estimated Total Renters
62% / 38%
Estimated Owner / Renter Divide
2
Estimated Average Household Size
Community data courtesy of LiveBy, Inc.

Schools

School data courtesy of LiveBy, Inc. School ratings are based on a scale of 1-5, with 5 being the highest rating and 1 being the lowest rating.

17539 Cumana Terrace Monthly Cost

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* All calculations are estimates and provided by Reliance Network, for informational purposes only. Actual amounts may vary. ** Assumes 6.50% APR, 20% down payment, and conventional 30-year fixed rate first mortgage. Rates cited are for instructional purposes only; current rates are subject to change at any time without notice. You should not make any decisions based simply on the information provided. Additional required amounts such as taxes, insurance, homeowner association dues, assessments, mortgage insurance premiums, flood insurance or other such required payments should also be considered. Contact your mortgage company for current rates and additional information. Any mortgage broker or insurance agent that may appear is independent and is not affiliated with, endorsed by, or provided by the MLS.

17539 Cumana Terrace Market Data

Based on the last 30 days in this zip code

$1,005,564
Average List Price
$593
Average Price per Square Foot
49
Properties Sold
50
Average Days on Market
226
Properties for Sale
Calculations provided by Reliance Network

17539 Cumana Terrace History

Date Event Value Agent
6/1/2026Source: CRMLS Price Reduction
$1,020,000 -5.6%
5/21/2026Source: CRMLS Added to Database
May 21, 2026
Listing provided courtesy of Real BrokerScott Cheng- MLS# 260012294SDMLS ProviderContact Information: [email protected] - 855-450-0442